8 Ways to Cut Your Cell Phone Bill ~ Champagne Living

Friday, February 12, 2010

8 Ways to Cut Your Cell Phone Bill

I don't know about you, but I can't live without my cell phone. Luckily, most of my family and some of my friends subscribe to the same carrier, making calls to and from them FREE (no using any of my minutes). If you're looking to cut the cost of your cell phone ShopSmart, from the publisher of Consumer Reports, has 8 tips to help you cut costs, whether you’re shopping for a new contract or want to sticks with your current plan:

1. Go easy on the minutes. Do a little cost-benefit analysis on your bills and figure out how many voice minutes you’ve used in the past six months and how many minutes were left over. You might save with a plan that has fewer included minutes, provided it offers the same free talk-time benefits.

2. Maximize family-plan calling. Got a multiline family plan? Call your spouse and kids on the family-plan cell phone instead of their landline home or work phones.

3. Use freebies to the max. If your carrier offers unlimited free minutes to designated calling-list phone numbers, register your most-called numbers but be sure to make the most of this money-saving feature by limiting your list to landlines and cell numbers outside your network.

4. Bundle up those texts. The cost of text messaging adds up quickly if you’re paying à la carte at 15 to 20 cents a pop. If you’re a busy texter, think about a package of 200 to 1,500 messages per month for $5 to $15.

5. Don’t be afraid to complain. If you’re on the hook for an unusually gigantic bill, call customer service before you fork over hundreds of dollars in extra fees. Your carrier might cut you a break.

6. Get a data plan. E-mailing, Web surfing, and other types of data can really chew up your budget if you pay per megabyte. An “all inclusive” plan with unlimited Web and messaging on a smart phone should cost $10 to $60 per month.

7. Shop around or hire someone to do it for you. You can “hire” a service like those at www.billshrink.com (free) or www.myvalidas.com (at least $5) to sift through the major plans for you, factoring in your usage and other data, then recommend available phones with various plans and costs.

8. Avoid big termination fees. Make sure that you’re going to be happy with your cell plan because early termination fees can run as high as $350 per phone line. If you do choose to switch to a new carrier, be sure to give the phone and service a good test drive during the 15- to 30-day trial period, when you can quit and move your number to another carrier without penalty.

Check out the March 2010 Issue of ShopSmart for MORE on saving money on your cell phone bill PLUS plenty of other ways to save and spend WISELY.