I'm just beginning to compile my resolution list. The items always range from dreams to the practical. I'll spend a good portion of today and tomorrow refining my list (although as you know, I actually began back in September). I like going over my
TO-DO List for the year
and see how much progress I've made, what I need to do to step it up and then how to tweak the list. I may add some, take some items off that seem frivolous, etc. My list almost always includes a health goal, a financial goal, family goals and of course stuff that I've just always dreamed of doing. I try not to overwhelm myself and part of the process is a step by step method of achievement.
I was contacted by MoneyDeskTop.com to tell you about their plan to help you reduce your debt. I've already gotten a hold of my debt and really owe very little. I have no mortgage because I rent the mansion, my 3 cars were all paid for in cash and other than a credit card bill that I pay off monthly (I use the cards to get points), I have no debt. After spending MOST of my life trying to figure out a way to rob Peter to pay Paul, I can tell you that it's a wonderful feeling being able to actually sleep without the stress of bills hanging over my head.
We all know how EASY it is to GET INTO DEBT , credit cards, student loans, home and car loans. etc.
It's always a bit more OVERWHELMING trying to get OUT of debt.
You need a plan.
MoneyDesktop.com can provide you with tips and information about how to get out of debt.
The MoneyDeskTop software will help you pay off all credit cards, car loans, student loans and even home mortgages in less than 10 years. This saves you hundreds of thousands of dollars in interest that can be used for retirement planning and other investments.
In 2010, MoneyDesktop.com will launch its campaign to encourage one million Americans to declare their financial independence to get out of debt. They are offering the program for free (Three for Free), if someone helps three other people declare their financial independence. What a great way to pay it forward. Hmmm - $9.95 per month comes down to .33 a day, not bad considering it will help you to save hundreds of thousands in interest.
Depending upon your comfort level with debt reduction, MoneyDeskTop offers a couple of options for paying off your debt. Both the debt roll-down strategy (which figures out WHICH debt should be payed first) and the MCA (Mortgage Checking Account) strategy will work, but the MCA requires you to have a line of credit on your home and a credit score over 680...so, it may not be for everyone.
If you'd like to try it out to see if the software really does what it promises, MoneyDeskTop.com is offering a 30-Day free trial (no credit card required).
NEW OFFER!!! - I just heard from the people at MoneyDeskTop.com and they are giving away a 3-month trial membership FREE to EVERY ONE of Champagne Living's readers.
- Go to MoneyDeskTop.com
- Click on "Get Started"
- Click on the YELLOW link that says "Click HERE if you have a promo code"
- Add Promo Code: zippy
That's it, no credit card needed. Now go save some money!
I was in no way compensated for this review and all opinions are strictly my own.
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